Impaired Risk Individual Disability
Income Guard is Presidential Life’s short-term, impaired risk, disability income insurance policy and is only available to New York residents for durations of two or five years depending on the policy. This policy is designed for individuals with impaired health conditions. If you qualify for coverage the monthly benefit may range from $500 - $10,000.
If your pay checks stopped because you are too sick or injured to work, Income Guard will help replace some of your lost wage income. Most people are not financially prepared for such an event and having the necessary insurance policy in place permits you to protect your family and continue to meet your financial obligations.
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Presidential Life Disability division
c/o Risk Insurance an Reinsurance Solutions
1208 W. Newport Center Drive
Suite 202
Deerfield Beach, FL 33442
866-747-5434 x 3145