Patriot 1 Year SPDA*: 1-year Guarantee
Presidential Life's Patriot SPDA with a 1-year current interest crediting rate guarantee sets this rate on an annual contract -year basis. Subsequent renewal interest rates are subject to the contract lifetime minimum interest rate guarantees Surrender charges in this contract during the first (7) contract - years are: 6%, 6%, 5%, 5%, 4%, 4% and 2% respectively. The owner of the Patriot SPDA has the right to take a 10% surrender charge-free withdrawal in the first contract year calculated on the premium paid and in subsequent years, calculated on the beginning year contract value.
* Product features may vary.
Currently available in the following states
SPDAs not approved in all states, contract minimum crediting rate and maximum issue age may vary.